1. Introduction

Welcome to AfterYou ("Company," "we," "our," or "us"). These Terms of Use ("Terms") govern your access to and use of our website, applications, and services (collectively, the "Service"). In these Terms, "Vault" refers to the encrypted storage area within AfterYou where you store your passwords, documents, assets, notes, and other sensitive information.

By accessing or using AfterYou, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. If you do not agree, please do not use our Service.

2. Service Description

AfterYou is a digital legacy platform that helps you securely organize and store important information (passwords, documents, assets, notes) that can be shared with your designated nominees under specific conditions. Our Service includes:

• Encrypted vault for secure document and data storage
• Password manager with secure sharing capabilities
• Nominee designation and management
• Heartbeat Monitor for activity-based access triggers
• Inheritance planning tools

3. Eligibility

You must be at least 18 years old to use AfterYou. By using our Service, you represent and warrant that you:

• Meet this age requirement
• Have the legal capacity to enter into these Terms
• Are not prohibited by applicable laws from using the Service

4. Account Registration

To use AfterYou, you must create an account. You agree to:

• Provide accurate, current, and complete information during registration
• Maintain the confidentiality of your account credentials, including your master password
• Accept responsibility for all activities that occur under your account
• Notify us immediately of any unauthorized access or security breach
• Maintain only one account per person — multiple accounts are not permitted
• Keep your contact information up to date

We reserve the right to disable or terminate any account at our sole discretion if we believe you have violated these Terms.

5. Master Password & Security

AfterYou uses zero-knowledge encryption to protect your data. This means:

• Your vault data is encrypted on your device before reaching our servers
• Your master password is not stored or transmitted in readable form
• We do not access your decrypted vault contents
• You are solely responsible for remembering and safeguarding your master password

6. Heartbeat Monitor & Nominee Access

AfterYou allows you to designate nominees who may receive access to your stored information under conditions you configure. You understand and agree that:

• You are solely responsible for selecting, maintaining, and updating your nominee list
• You configure the conditions under which nominees receive access (e.g., Heartbeat Monitor inactivity thresholds)
• Before data is transferred to nominees, we will send a final notification to your registered contact methods as a last opportunity to stop the transfer
• Nominees will receive access based on the conditions you configure — we follow your instructions

Your Responsibility

You are responsible for ensuring your Heartbeat settings, nominee designations, and notification preferences are correctly configured. AfterYou is not liable for:

• Incorrect or unintended triggering of access (early, late, or false triggers)
• Disputes between you and your nominees
• Nominees' misuse of data they receive access to
• False claims by nominees regarding your status
• Failure to update nominee information or Heartbeat settings

The inheritance feature is not a substitute for legal estate planning documents such as wills or trusts. We recommend consulting with legal professionals for comprehensive estate planning.

Social Media & Third-Party Account Integration

You may optionally connect your social media accounts or other third-party services to enhance Heartbeat monitoring. This allows us to check for activity on connected platforms to help determine your status. You understand that:

• Connecting accounts is entirely optional and at your discretion
• We only access activity data necessary for status monitoring — we do not access your messages, posts, or private content
• Third-party platforms may change their APIs or policies, affecting integration functionality
• We are not liable for third-party platform availability, accuracy of activity data, or changes to their services
• You may disconnect accounts at any time through your settings

7. User Content & Responsibility

You retain ownership of all content you upload to AfterYou. By using our Service, you:

• Grant us a limited license to store, process, and transmit your content as necessary to provide the Service
• Represent that you have the right to upload and share all content you store
• Accept sole responsibility for the legality and appropriateness of content you store
• Agree that we are not liable for your content, its accuracy, legality, or any consequences arising from it

You must not store content that is illegal, harmful, threatening, defamatory, obscene, infringing, or otherwise objectionable. We reserve the right to terminate accounts that violate this provision, though we do not actively monitor encrypted content.

8. Communications

By using AfterYou, you consent to receive service-related communications from us via:

• Email
• SMS text messages
• WhatsApp messages
• Phone calls

These communications are essential for operating the Heartbeat Monitor, sending security alerts, and maintaining your account. You may configure notification preferences within the Service, but certain critical notifications cannot be disabled. Standard messaging and data rates may apply.

Marketing Communications

We may occasionally send promotional communications about new features, offers, or related services. You may opt out of marketing communications at any time by clicking the "unsubscribe" link in any marketing email or by adjusting your preferences in account settings. Opting out of marketing communications will not affect essential service-related notifications.

9. Acceptable Use

You agree not to use AfterYou to:

• Violate any applicable laws or regulations
• Store, transmit, or distribute illegal, harmful, or infringing content
• Attempt to gain unauthorized access to our systems or other users' accounts
• Circumvent or disable security features of the Service
• Interfere with or disrupt the integrity or performance of the Service
• Create multiple accounts or share account access
• Use the Service for commercial purposes without written consent
• Use the Service for any fraudulent or deceptive purpose

10. Third-Party Services & Future Integrations

The Service may integrate with or rely on third-party services (such as fitness apps, cloud storage providers, payment processors) now or in the future. You acknowledge that:

• Third-party services are governed by their own terms and privacy policies
• We are not responsible for third-party service availability, functionality, or security
• Your use of integrations is at your own risk
• Additional terms may apply for specific integrations

11. Payment Terms

Access to AfterYou may require payment of subscription fees. If applicable:

• Subscription fees are billed in advance
• Subscriptions auto-renew unless cancelled before the renewal date
• You may cancel your subscription at any time through your account settings
• We offer a 14-day no-questions-asked refund policy from the date of purchase
• No refunds are provided for accounts terminated due to violation of these Terms

We reserve the right to modify pricing with reasonable advance notice. Continued use after a price change constitutes acceptance of the new pricing.

12. Intellectual Property

The AfterYou Service, including its design, features, content, trademarks, and underlying technology, is owned by AfterYou and protected by intellectual property laws. You may not copy, modify, distribute, sell, or create derivative works without our written permission.

13. Disclaimers

AfterYou does not provide legal, financial, tax, or estate planning advice. The Service is a tool for organizing and storing information — it is not a substitute for professional counsel.

14. Limitation of Liability

15. Indemnification

You agree to defend, indemnify, and hold harmless AfterYou and its partners, officers, employees, agents, and affiliates from and against any claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from:

• Your use of the Service
• Your violation of these Terms
• Content you upload, store, or share through the Service
• Disputes with your nominees
• Your violation of any third-party rights, including intellectual property or privacy rights
• Any claims by third parties arising from your use of the Service

16. Data Retention & Termination

Termination by You

You may delete your account at any time through your account settings. Upon deletion, your data will be permanently removed within 45 days, except for data required to be retained for legal compliance.

Termination by Us

We may suspend or terminate your access to the Service at any time if you violate these Terms or for any other reason at our discretion. No refunds will be provided for accounts terminated due to violations.

Data Retention

• Active accounts: Data retained while your account is active
• Lapsed subscription: Data retained for 45 days after subscription lapses, then permanently deleted
• Pending handover: If Heartbeat status is unhealthy, data may be retained until status is resolved
• User deceased: Data retained for up to 365 days after confirmed death to complete nominee handover

Effect of Termination

Upon termination, your right to use the Service immediately ceases. All licenses granted to you terminate. Nominees will lose access to any pending handovers. Provisions that by their nature should survive termination (including Disclaimers, Limitation of Liability, Indemnification, and Dispute Resolution) will continue in effect.

17. Force Majeure

We shall not be liable for any failure or delay in performing our obligations due to circumstances beyond our reasonable control, including but not limited to: natural disasters, pandemics, government actions, civil unrest, acts of terrorism, power outages, internet or telecommunications failures, third-party service failures, or cyberattacks.

18. Dispute Resolution

Governing Law

AfterYou is operated by a partnership firm registered in Uttarakhand, India. These Terms shall be governed by and construed in accordance with the laws of India, without regard to conflict of law principles.

Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved through binding arbitration in accordance with the Arbitration and Conciliation Act, 1996 (as amended). The arbitration shall be conducted in Rudrapur, Uttarakhand, India. The arbitration proceedings shall be conducted in English. The arbitrator's decision shall be final and binding.

Waiver of Class Actions

All claims must be brought in your individual capacity, and not as a plaintiff or class member in any purported class or representative proceeding.

Time Limit for Claims

Any claim arising from or relating to these Terms or the Service must be filed within one (1) year after the cause of action arose, or the claim shall be permanently barred.

19. Changes to Terms

We may update these Terms from time to time. We will notify you of material changes by posting the updated Terms on our website, sending you an email, or through in-app notifications. We will provide at least 30 days' notice for significant changes. Your continued use of the Service after changes constitutes acceptance of the revised Terms. If you do not agree to the changes, you may terminate your account.

20. Miscellaneous

• Entire Agreement: These Terms, together with our Privacy Policy, constitute the entire agreement between you and AfterYou regarding the Service.
• Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.
• No Waiver: Our failure to enforce any right or provision of these Terms will not be considered a waiver.
• Assignment: You may not assign or transfer these Terms without our written consent. We may assign these Terms without restriction.
• Relationship: Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and AfterYou.

21. Contact Us

If you have any questions about these Terms, please contact us at: [email protected]